what should I do with my vehicle if I bought it about 4 mont

by Guest » Tue Sep 08, 2009 05:00 pm
Guest

what should I do with my vehicle if I bought it about 4 months ago and now I can't afford it? I'm really upside down because when I bought this one I traded in another one...I don't want to ruin my credit either....???

Total Comments: 2

Posted: Tue Sep 08, 2009 08:56 pm Post Subject:

Speak to the lien holder about surrendering the vehicle. They may work out some deal with you. I'm guessing you will still need to make payments of some type.

Rolling over another loan into new one is _never_ a good idea. After 4 months you cannot afford the vehicle? You were just digging yourself into a hole.

Posted: Wed Sep 09, 2009 11:11 am Post Subject:

Well, first off since this is an insurance forum. In the case of a total loss you do have GAP insurance right? Secondly I'll bet you intended to go to one of our sister sites, (see links at very bottom of the page) that deal with debt/credit etc. But since you are here. As Tcope said, talk with your lender. It's always best to be upfront with people, see if they have any suggestions as to what you can do to get yourself out of this mess...THEN.....never ever do it again.. :wink:

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