What is Self Insurance Retention

by dave.justice » Wed Sep 09, 2009 05:16 pm

Why does customer opt for Self Insurane Rentention instead of deductibles

Total Comments: 1

Posted: Thu Sep 10, 2009 10:14 am Post Subject:

Well, I haven't heard of such a thing. I'd heard that the customers would be responsible for any claim payment that falls within the retention.

On the other hand (if they have deductible program), their carrier would be responsible to bear claim payments beyond the deductible, if they turn bankrupt or fail to carry on with their business. So, why would they prefer self-insured retention over a deductible program?

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