by locuton » Mon Oct 26, 2009 04:51 pm
Hello all:
My dad is living on a fixed income in the state of KY.He's had a few fender benders and his auto insurance is high.Are there any governmant programs in Ky that would give hime financial aid for his insurance?
Thanks
My dad is living on a fixed income in the state of KY.He's had a few fender benders and his auto insurance is high.Are there any governmant programs in Ky that would give hime financial aid for his insurance?
Thanks
Posted: Tue Oct 27, 2009 06:37 am Post Subject:
I don't know about such benefits coming from the state. Why don't you ask him to go for a defensive driving course!
I've heard that about 2/3 of the states offer discounts on your policies if you'd pursue any defensive driving course.
Posted: Tue Oct 27, 2009 06:41 pm Post Subject:
The only assistance available for premiums is for health insurance assistance. No state will pay for or subsidize automobile insurance premiums.
Defensive driving courses are one alternative that might give him a small discount depending on the state and insurance company involved. You mentioned Kentucky...they offer defensive driving allowances for those (I believe) aged 55 and older. But not all insurers are required to honor this discount.
Were the accidents his fault? My feeling is that they were as you mentioned that his premiums are high. Did he get non-renewed by his insurer? Is he driving without insurance? Hopefully not! Baaaaad move.
InsTeacher 8)
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