flood insurance check

by Guest » Thu Nov 05, 2009 06:07 am
Guest

why can we not get all of our insurance check from the mortgage company up front.

Total Comments: 2

Posted: Thu Nov 05, 2009 06:41 am Post Subject:

Mortgage companys will many times hold the insurance check and release it in phases. A portion for the contractor to get started. A portion in the middle. The remainder once repairs are complete. The mortgage company has a vested interest in the property (basically they own the property and you just live there and take care of it). This process allows them to make sure repairs are completed and the dwelling/building is restored in the event you vacate or foreclose and they are left with a mess.

This usually depends on the mortgage company and/or amount of the settlement, or type of damage.

Posted: Fri Jan 08, 2010 07:06 pm Post Subject: address to send a check from insurance co.

I receive a check from the insurance co. made up to my husband and mortgage co. What is the address to send the check in order to start repairments?

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