by mjgjs » Tue Dec 08, 2009 08:40 pm
My niece was in an accident and someone got injured, at the time she lived in the home with my family. Now the injured party insurance company send me a letter to say that my insurance company is liable, which by the way at the time my insurance was lapse two months prior
Posted: Tue Dec 08, 2009 09:23 pm Post Subject:
If your niece was at fault then she is probably liable - how old is she?
Posted: Tue Dec 08, 2009 10:52 pm Post Subject:
If your neice was driving your vehicle with your permission and was negligent, and therefore liable for the damage and injury to the other party, then more than likely you too, will be held equally liable as the owner of the vehicle.
If you neice was a minor at the time, and her parent(s) had a vehicle insured, you might be able to get some coverage there. Other than that, my advise to you would be to make an agreement of repayment to the the injured parties carrier.
Let me ask you a couple of questions that can help us help you.
1. In what state did this occur?
2. When did this occur?
3. Have you not talked to the carrier all this time?
4. What happened in the accident?
5. Was your neice a minor? Did she have your permission to drive?
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