no deductable

by ranikareer » Thu Dec 10, 2009 08:55 pm

I have insurance plan that say no dectables but out of pocket expence is $2500.
What does that means?

Total Comments: 2

Posted: Thu Dec 10, 2009 10:07 pm Post Subject:

That there is a co-pay of some kind.

Your plan may pay 80% of service. Once you've paid $2500 out of your pocket, the plan then pays (usually) 100%.

Posted: Fri Dec 11, 2009 12:45 am Post Subject: insurance

Ok....here's 'one for ya'. If the damages to your car was $2500, then would the OP STILl have to pay that $2500 out of his/her pocket, without the Insurance company paying NOTHING? OP....why wouldn't you want to pay a Deductable? YOU pay the Deductable ($250 or $500) and the Insurance pays the rest. I think $2500 is ALOT of money coming out of your pocket..especially if you don't have it to give.

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