wHAT IS THE DIFFERENCE BETWEEN DP1 AND DP3

by rob.middlemas » Thu Dec 17, 2009 04:59 pm

WHAT ARE MAJOR COVERAGE DIFFERENCES BETWEEN DPI AND DP3

Total Comments: 1

Posted: Thu Dec 17, 2009 08:02 pm Post Subject:

DP1 will only cover you from a loss for the replacement cost at an actual cash value stand point. Minus a depriciation of tha value. The replacement cost will cover the lost item for a brand new one. This coverage would include damages caused by fire, lightning, explosion, wind & hail, smoke, aircraft, riot & looting, vandalism, sprinkler leakage, sinkhole collapse, volcano/lava and sharks with laser beams attached to their heads. :lol:

DP3 on the other hand adds every thing else lossed due coverage of the DP1 unless excluded from damages caused by say a flood or earth quake.
Items are only covers a loss at replacement cost, as opposed to ACV. This coverage is the usually the most expensive.

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