do insurance companies provide better rates based on how clo
by Guest » Mon Jan 11, 2010 09:08 pm
do insurance companies provide better rates based on how close your term is to being finished with your current company?
Total Comments: 1
Posted: Tue Jan 12, 2010 03:31 pm Post Subject:
This will not impact your insurance rates unless you have just finished the first ever policy giving you 6, 12 months or 3 years of prior coverage. Insurance companies do give discounts for drivers with 3 years of continuous coverage. It is usually a great time to compare rates and see if you are getting the best coverage for the price. I have seen numerous occassions in which I was able to get a driver 3 or 4 times more coverage for the same rate or less by just sitting down and reviewing their policy. They had property, assets and future wages exposed by buying state minimum coverages and I was able to fix that with little or no extra cost to the driver. We all hope a catastrophic event never happens to us on the roads, however, we all know that major accidents do and happen with little or no notice. I can sleep very good at night knowing that my clients are protected and not exposed to lose everything they have worked for. Best of all, they are not paying for this increased coverage.
Posted: Tue Jan 12, 2010 03:31 pm Post Subject:
This will not impact your insurance rates unless you have just finished the first ever policy giving you 6, 12 months or 3 years of prior coverage. Insurance companies do give discounts for drivers with 3 years of continuous coverage. It is usually a great time to compare rates and see if you are getting the best coverage for the price. I have seen numerous occassions in which I was able to get a driver 3 or 4 times more coverage for the same rate or less by just sitting down and reviewing their policy. They had property, assets and future wages exposed by buying state minimum coverages and I was able to fix that with little or no extra cost to the driver. We all hope a catastrophic event never happens to us on the roads, however, we all know that major accidents do and happen with little or no notice. I can sleep very good at night knowing that my clients are protected and not exposed to lose everything they have worked for. Best of all, they are not paying for this increased coverage.
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