can i get auto insurance coverage without having a vehicle to cover any peroons's car i drive for example my boyfriend, i'm 18 and live in st louis missouri
Total Comments: 4
Posted: Tue Mar 23, 2010 11:48 pm Post Subject: insurance
Usually....to get Auto Insurance, the company needs the information for the car (VIN number, Mileage, Year of the car, etc.). Or....am I misunderstanding your question?
Posted: Wed Mar 24, 2010 03:39 am Post Subject:
No, you should be covered under their insurance. You cannot insure something without an insurable interest. No car, no insurable interest, no car insurance.
Posted: Wed Mar 24, 2010 05:49 am Post Subject:
Yes, you can obtain a non-owners policy. From what I hear here, it's difficult to find a company that offers this type of policy.
It's a liability policy to cover _you_, when driving someone else's vehicle. The coverage is usually secondary to the owners liability coverage.
Posted: Wed Mar 24, 2010 12:20 pm Post Subject: insurance
So.........you actually have to have a car (in your name, somehow) to get Insurance? Tell me if I'm correct on this: if your friend has her/his name on the Title of a car and the friend asks you to get Insurance on it, you can't do that unless YOUR name is on the car (which would make sense to me)?
Posted: Tue Mar 23, 2010 11:48 pm Post Subject: insurance
Usually....to get Auto Insurance, the company needs the information for the car (VIN number, Mileage, Year of the car, etc.). Or....am I misunderstanding your question?
Posted: Wed Mar 24, 2010 03:39 am Post Subject:
No, you should be covered under their insurance. You cannot insure something without an insurable interest. No car, no insurable interest, no car insurance.
Posted: Wed Mar 24, 2010 05:49 am Post Subject:
Yes, you can obtain a non-owners policy. From what I hear here, it's difficult to find a company that offers this type of policy.
It's a liability policy to cover _you_, when driving someone else's vehicle. The coverage is usually secondary to the owners liability coverage.
Posted: Wed Mar 24, 2010 12:20 pm Post Subject: insurance
So.........you actually have to have a car (in your name, somehow) to get Insurance? Tell me if I'm correct on this: if your friend has her/his name on the Title of a car and the friend asks you to get Insurance on it, you can't do that unless YOUR name is on the car (which would make sense to me)?
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