by Guest » Tue Apr 20, 2010 06:10 pm
My 5 day old Elantra with less than 200 miles on it was totalled. Other car went thru red light and slam into my car. The other party's insurance is going to call me today to give me a price. My insurance company wants to know whether I want them to handle the case. What should I do?
Posted: Tue Apr 20, 2010 10:30 pm Post Subject: Let your insurance company handle it
You pay premiums for this very reason, for your insurance company to represent you in the event of a claim. Let your insurance company deal with the other party’s company. The other company is ultimately responsible for the payment of your car and that includes your deductible. Your company will collect that amount for you.
Posted: Wed Apr 21, 2010 12:37 pm Post Subject:
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My 5 day old Elantra with less than 200 miles on it was totalled. Other car went thru red light and slam into my car. The other party's insurance is going to call me today to give me a price.
Being this was a 5 [count em... 5] day old car, I would suggest that you contact the New Car Dealer that sold this car to you and request a sales agreement outlining the "Total" cost to you to purchase an identical car. I believe the person that damaged your car is responsible for all & any expenses related to getting back to where you were before the collision.
I could be wrong.... but, I doubt it.
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