by myasmom » Wed Apr 21, 2010 12:26 pm
My step father was killed in a motorcycle accident. The bike belonged to me and I was insured with Progressive. The accident was no fault of of his. A teenager hit and killed him.
My insurance company paid off the motorcycle and gave me my $500 deductable back. I have BIL for $40,000. Am I entitled to anythign else.
My insurance company paid off the motorcycle and gave me my $500 deductable back. I have BIL for $40,000. Am I entitled to anythign else.
Posted: Thu Apr 22, 2010 12:11 pm Post Subject:
I'm so very sorry for your loss.
My insurance company paid off the motorcycle and gave me my $500 deductable back.
This would indicate the at fault carrier has paid them back what they paid out, (including your deductible). Which of course also means that carrier has accepted liabililty for the accident.I have BIL for $40,000. Am I entitled to anythign else.
I don't know what 'BIL' is? Can you please explainPosted: Thu Apr 22, 2010 05:49 pm Post Subject:
I don't know what 'BIL' is? Can you please explain
It's short for "William". :shock:OP, yes... please explain what "BIL" is... I'm guessing medical/funeral expenses? If so, who is your step fathers next of kin or the executor of his estate? Whoever this is needs to handle this issue.
Posted: Thu Apr 22, 2010 09:18 pm Post Subject:
Thanks Todd (seriously) thought I was going to be the only one not knowing what BIL was :roll: :oops:
Posted: Sat Sep 04, 2010 02:08 am Post Subject:
BIL: Bodily Injury Limit?
she owns the bike and was compensated, dont see anything else owed to the owner. however the BI limits of the policy of the OP and any UMBI on the bike would be exhausted and owed to the stepfather's family. did i miss anything? med pay maybe?
thats horrible, sorry for your family's loss.
Posted: Sat Sep 04, 2010 03:23 am Post Subject:
Whoooo, now that you mentioned that... I'd agree that you are probably correct. Obvious when you see it but I would have never guessed that.
Posted: Sat Sep 04, 2010 06:59 pm Post Subject:
"L" = liability, (AKA limit of liability).
Posted: Thu Sep 09, 2010 12:01 pm Post Subject:
If it's 'liability', then it's gottabe Bodily injury liability. Bodily injury liability insurance covers you in the event you cause damages to someone else out of your own negligence.
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