by kleychw » Wed Apr 21, 2010 01:34 pm
I was in a car accident summer 1995, totaling my van, which was only a month old. A rental company did a poor job installing the hitch, which caused my van to flip over. In the end, the only money I collected was $15,000 for a $28,000 van, and was told that the insurance company was only responsible for the shell of the van, as if you can buy one without seats, etc.
I got treatment from a chiropractor doctor for pains, totaling over $400 and advised them the I lost so much, having to pay off the $10,000 plus difference for the van, and then buy another car. I though I had resolved this with the doctor but on a very few occasions I received a bill, which I thought was a routine error. Then, about 13 plus years later, a few weeks ago (2010), I received a letter from a collection attorney and a threat of a judgment against me. I called the attorney and we verbally agreed to my paying $75 per month to satisfy the bill and he advised me that he would get that in mail to me, which I never received. Instead a judgment was interred in the Court last Monday (April 12 or 13), 9 days ago (including weekend days) and after calling the attorney every day to deal with the matter and his not returning the calls, he finally called yesterday afternoon and rudely told me that he was not my attorney and did not owe me any advise.
My question: Is there a Statue of Limitation on such a case as mine in the state of Missouri and should I have to pay this bill and suffer the judgment on my Credit Record for some 7 years? Please advise ASAP, as I have such a short window to have this judgment set aside, with a total of twice as much with court and attorney fees, interest, etc. (over $800). Is this fair and can I get this resolved without all this expense, which they want immediately if I hope to have the judgment set aside. I do not have that kind of money immediately.
Thanks,
Kley
I got treatment from a chiropractor doctor for pains, totaling over $400 and advised them the I lost so much, having to pay off the $10,000 plus difference for the van, and then buy another car. I though I had resolved this with the doctor but on a very few occasions I received a bill, which I thought was a routine error. Then, about 13 plus years later, a few weeks ago (2010), I received a letter from a collection attorney and a threat of a judgment against me. I called the attorney and we verbally agreed to my paying $75 per month to satisfy the bill and he advised me that he would get that in mail to me, which I never received. Instead a judgment was interred in the Court last Monday (April 12 or 13), 9 days ago (including weekend days) and after calling the attorney every day to deal with the matter and his not returning the calls, he finally called yesterday afternoon and rudely told me that he was not my attorney and did not owe me any advise.
My question: Is there a Statue of Limitation on such a case as mine in the state of Missouri and should I have to pay this bill and suffer the judgment on my Credit Record for some 7 years? Please advise ASAP, as I have such a short window to have this judgment set aside, with a total of twice as much with court and attorney fees, interest, etc. (over $800). Is this fair and can I get this resolved without all this expense, which they want immediately if I hope to have the judgment set aside. I do not have that kind of money immediately.
Thanks,
Kley
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