How to judge insurance companies on the basis of incurred cl

by rikant.sharma » Mon May 03, 2010 09:10 am

if the incurred claim ratio of a insurance company is high is it favourable for the insured to give premium to it

Total Comments: 1

Posted: Mon May 03, 2010 05:05 pm Post Subject:

Sounds like you are asking if you should but insurance frok a company with a high claims/loss ratio. There are many factors to consider when buying car insurance but rarely do I hear of Incurred Claim Ratio as being one of them. Customer Service, Price AM Best rating are mnuch more common.
A high incurred claim ratio may indicate that a rate increase is coming but when and how much is unpredictable at best.

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