by curieparis » Thu May 20, 2010 01:32 pm
I would like to know if the insurance covers for my commercial building set by the riots during the political crisis. I do have the coverage for fire but I am not sure if this particular case is covered.This is the case actually happening in Bangkok, Thailand.
Posted: Fri May 21, 2010 08:42 am Post Subject:
No idea what the language is in a Thai insurance policy. Could be entirely different than here in the US.
In the US, such an event is actually covered in a commercial fire policy, unlike a homeowner's policy which excludes losses due to "riot, insurrection, or civil commotion."
Posted: Fri May 21, 2010 11:39 am Post Subject:
Absolutely, I don't see any reason why it should be different over there. I guess the OP should go through the fire policy papers and check out the exclusions.
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