What is a good small first car that will have a cheap insurance?
Total Comments: 2
Posted: Wed May 26, 2010 07:26 pm Post Subject:
Not all auto insurance companies use the same philosophy when determining the rates they charge for auto insurance. Some companies are fond of insuring older cars, some shy away from them as they find people that own older vehicles may tend to let the maintenance go on safety features such as the breaks and tires.
When insuring a car, to determine what the cost will be, you will need to determine what type of coverage you will need. Most likely your state will require you to carry liability insurance, which pays for damages you cause to someone else or their car/property. Some companies charge higher rates for SUVs for liability insurance because they cause more damage when they hit something unlike a small vehicle would.
You may also want to consider obtaining coverage for the vehicle itself, in the event something happens to your vehicle. In this case, criteria such as how easily the car is damaged when hit can determine the rate or even how easy it is to steal that vehicle model.
With all that said, I would recommend contacting an independent insurance agent to obtain some quotes on different vehicles. An independent agent is one that can represent many different insurance companies, therefore, they have choices of many different philosophies used to determine your rates.
Posted: Sun May 30, 2010 11:55 am Post Subject: Most Stolen Vehicles
These are probably a few you should stay away from and if your state charges auto excise tax each year like Massachusetts does- the older the car, the less tax you'll pay
On average one million cars a year are stolen. These are the most frequently stolen so they may charge higher premiums for them:
Acura
Honda Accord
Honda Civic
Toyota Camry
Toyota Corolla
Nissan Sentra
Toyota Pickup
Ford F150
Chevy c/k 1500 Pickup
Jeep Grand Cherokee
Posted: Wed May 26, 2010 07:26 pm Post Subject:
Not all auto insurance companies use the same philosophy when determining the rates they charge for auto insurance. Some companies are fond of insuring older cars, some shy away from them as they find people that own older vehicles may tend to let the maintenance go on safety features such as the breaks and tires.
When insuring a car, to determine what the cost will be, you will need to determine what type of coverage you will need. Most likely your state will require you to carry liability insurance, which pays for damages you cause to someone else or their car/property. Some companies charge higher rates for SUVs for liability insurance because they cause more damage when they hit something unlike a small vehicle would.
You may also want to consider obtaining coverage for the vehicle itself, in the event something happens to your vehicle. In this case, criteria such as how easily the car is damaged when hit can determine the rate or even how easy it is to steal that vehicle model.
With all that said, I would recommend contacting an independent insurance agent to obtain some quotes on different vehicles. An independent agent is one that can represent many different insurance companies, therefore, they have choices of many different philosophies used to determine your rates.
Posted: Sun May 30, 2010 11:55 am Post Subject: Most Stolen Vehicles
These are probably a few you should stay away from and if your state charges auto excise tax each year like Massachusetts does- the older the car, the less tax you'll pay
On average one million cars a year are stolen. These are the most frequently stolen so they may charge higher premiums for them:
Acura
Honda Accord
Honda Civic
Toyota Camry
Toyota Corolla
Nissan Sentra
Toyota Pickup
Ford F150
Chevy c/k 1500 Pickup
Jeep Grand Cherokee
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