by Guest » Wed Jun 02, 2010 02:44 am
Hello. I was hit by an uninsured motorist who is an acquaintance(Texas). At the time she represented that she had liability insurance. Initially I did not file a police report (yes stupid) she took responsibility and I had witnesses. But now that I found out she does not have insurance she is refusing to even take my phone calls. The damage is over $1,000 threshold, my insurance will pay but I feel like she should have some consequences for hitting me uninsured. Other than suing her for my deductible is there anything I can do.
Posted: Wed Jun 02, 2010 02:55 am Post Subject:
Also..the only information I have for her is name, phone number, address, car make and model
Posted: Wed Jun 02, 2010 07:10 am Post Subject:
You should turn to your insurance company for the repairs, sue your "acquaintance" for the deductible you will have fronted out of pocket, and report the accident to the Texas DMV. She'll reap the consequences of her failure to obtain the required insurance.
Perhaps you have "uninsured motorist" coverage that will waive the deductible and pay for the repairs, in which case you would not be able to sue. But your insurance company can sue her for its loss. And it would probably win.
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