what do i have to do to become an insurance agent for auto &

by Guest » Wed Jul 07, 2010 11:15 pm
Guest

I would like to take the test for my P & C license. How do I prepare for it and do you have any recommendations for me?

Total Comments: 1

Posted: Wed Jul 07, 2010 11:36 pm Post Subject:

Depending on your state of residence, you may have a prelicensing education requirement to meet before you can take the exam. There are vendors with online courses (self-study) and there are vendors with live classroom instructors. I have been teaching these courses for ten years.

California has the most stringent prelicensing requirement for P&C: 40 hours of insurance-specifics and 12 hours of CA insurance code and ethics instruction.

Some of the students I teach have taken an online course but did not pass the exam. They universally agree that the classroom instruction is better because of the interaction available with a live instructor and other students. Mostly, they have the opportunity to ask questions and have those questions answered. Some instructors are better at answering questions than others. My student evaluations routinely indicate my willingness to answer questions and point out changes (mostly updated information, but a few mistakes) that need to be made in the textbooks we use.

But many students are taking the online courses and passing their exams the first time, too. The provider I teach for offers both platforms. Our pass ratio for first-time test takers from the online program in 2010 (through May) was about 86%, while our live class students passed at almost 90%. So not a whole lot of difference. I have only had one student not pass an exam this year, and she had taken it and not passed two previous times before she was my student. In addition to Life & Health, and P&C, I also teach Series 6 exam prep classes, and have not had a student fail to pass their Series 6 exam this year.

If you let us know what state you are in, we can be more specific about meeting your educational requirement, if any.

The national agent licensing initiative now makes it easier to become non-resident licensed in additional states. In some cases, you may only need to take a course on State-specific Insurance Code concepts, like CA's 12-hr requirement, and not the entire 52-hour course.

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