considering the Aviva BPaSelect 10 family endowment rider/ro

by theputtbreaks » Tue Aug 31, 2010 02:05 pm

My age 41
Aviva BPA select 10 family endowment rider
premium $ 375.000
net fixed rate 0%
Frequency of income monthly
income roolup duration 18yrs
annual withdrawal % 4.5%
fixed income period starts month 217

What are the risks with this product?

Total Comments: 1

Posted: Tue Aug 31, 2010 11:18 pm Post Subject:

The primary risk is that you can't afford the premium and lose the coverage.

I don't know what the language of the rider actually provides. The other risk is that you make a decision based on what an agent tells you, and the rider doesn't quite work the way you thought you were told it does. So read the rider and make sure you're comfortable with its terms and provisions.

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