by Guest » Fri Sep 24, 2010 02:01 pm
my wife was involved in a car accident - she is a month away from getting her u.s. citizenship - she was using a temporary international drivers licence until she gets her nj motor vehicle license - she was approved by geico and put on the policy - when the police took her information they gave her (2) tickets for driving with out a license and said she was never supposed to be driving with out a nj drivers licence - geico put her brazilian license and number on the policy - why did geico put her license on the policy if it wasn't allowed if they said that it wasn't allowed she would have never been in that car!!!! - also we received another ticket claiming we didn't have car insurance under geico anymore insurance, why idk, we never received any letter, phone call or email claiming we were not on the policy anymore - can i sue geico for putting my wife on the policy when not supposed to and for dropping us from the insurance without notice - by law i have read that you can sue a insurance company for the following: economic loss, emotional distress and punitive damages, if so what steps do i take in finding a lawyer - by the way i am laid off at the moment and my wife works part time at clothing store with our son who is in school, needless to say we are on a budget, who can help us????
Posted: Fri Sep 24, 2010 03:04 pm Post Subject:
PLEASE, HELP IS NEEDED QUICKLY. WE HAVE COURT ON OCTOBER 7TH
Posted: Fri Sep 24, 2010 04:04 pm Post Subject:
can i sue geico for putting my wife on the policy when not supposed to
Yes... you can sue anyone for anything. Would you win? Probably not. What harm did you suffer for them putting your wife on the policy? You want to -think_ that this somehow made her receive a citation but this was cause by you and your wife... not GEICO. It's your wife's responsibility for knowing when she can legally drive. If GEICO tells your wife that she is listed on the policy, this does not mean they are telling her that she can legally drive.Then you mention that she's _not_ listed on the policy. I'm confused with this.... as you stated prior that she was listed. So which is it... did GEICO added her to the policy and this made you think she could drive (?) or did they not add her to the policy?
You really need to know all of the facts before you consider blaming someone else for your wife's misfortunes.
Filing suit and/or going to court don't have anything to do with each other. Your wife can feel free to plead no guilty or Nolo Contendere. Neither of these would be admitting guilt. Also, if you are looking for actual legal advice, I"d recommend speaking to an attorney on this subject. You call one up in your area and speak to them over the phone.
Posted: Fri Sep 24, 2010 09:39 pm Post Subject:
Nolo contendere may not be a "guilty" plea, but in the eyes of the law it is the same thing. The only real effect of a nolo plea is if the matter is also headed for civil court. There, a conviction in criminal court is a free pass for the plaintiff -- don't have to prove who "did it" because that's already a done deal . . . only need to determine what it's worth.
I'm curious, however, about a different aspect of your matter. If your wife is "one month away" from becoming a US Citizen, then she has had a "green card" for at least five years. If that's true, why does she not have a NJ driver license?
I'm sure the officer who cited her is correct and she deserved the citation ("Ignorance is not an excuse"). As for insurance coverage, that's a matter for you to discuss with GEICO. She was either covered on the day of the accident or she was not. If coverage was in effect, but she did not have proof of insurance in her possession at the time, that matter will be dismissed by the court upon presentation of proof that she had insurance. She might only have to pay a small administrative fee (the courts in California generally charge a $25 court cost for dismissal of a citation.
Posted: Sat Sep 25, 2010 03:39 am Post Subject:
FOR THE FIRST COMMENT, I NEVER MENTIONED SHE WAS NOT ON THE POLICY, MY WIFE AND I ARE BOTH ON IT. SHE HAD A TEMPORARY INTERNATIONAL LICENSE THAT WAS TRANSFERED OVER FROM AMERICAN TRANSLATION. THE POLICE OFFICER GAVE HER A TICKET FOR NOT HAVING A DRIVERS LICENSE AND UPON COURT, HE SAID SEEING HOW SHE DOESN'T HAVE A STATE OF NJ LICENSE YET, WHEN SHE DOES GET IT, IT WILL THEN BE SUSPENDED. I DIDNT WANT TO PUT MY PERSONAL MATTERS UP HERE BUT WHEN I SAID A MONTH AWAY FROM GETTING HER CITIZENSHIP I MEANT HER GREEN CARD AND VISA, AND THEN SHE CAN APPLY FOR HER CITIZENSHIP. GOING BACK TO MY PREVIOUS STATEMENT, IF GEICO NEVER ACCEPTED A INTERNATIONAL LICENSE ON THE POLICY SHE WOULD HAVE NEVER BEEN IN THE CAR TAKING A RISK ON HER PAPERS, ESPECIALLY WHEN WE HAVE A 4 YEAR OLD SON TOGETHER
Posted: Sat Sep 25, 2010 04:57 am Post Subject:
I NEVER MENTIONED SHE WAS NOT ON THE POLICY, MY WIFE AND I ARE BOTH ON IT
also we received another ticket claiming we didn't have car insurance under geico anymore insurance
Not in the policy... no policy... same thing. Still much more to the story.IF GEICO NEVER ACCEPTED A INTERNATIONAL LICENSE ON THE POLICY SHE WOULD HAVE NEVER BEEN IN THE CAR TAKING A RISK ON HER PAPERS
Why was she driving without a policy in the first place?You ask why GEICO insured her under an International Driving permit is this was not valid in NJ. Well... it appears GEICO was not insuring your wife. You state yourself that the policy had been cancelled.
Does your wife have a drivers license from her home country? From what company did she obtain her IDP from?
Please DON'T YELL!
Posted: Mon Sep 27, 2010 03:27 am Post Subject: Best Auto Insurance
there seems to be some question that you had more, or excess insurance of some kind, but honestly, ASK YOUR question - Best Auto Insurance Rate Review
Posted: Wed Sep 29, 2010 01:22 pm Post Subject:
My wife had a international drivers license from Brazil. We were both on the policy. The insurance company even took her Brazilian license number . My main question is that, if my wife received a ticket for a license that was not valid to drive with then why did they accept it on the policy? I am just very confused on this matter.
Posted: Wed Sep 29, 2010 01:22 pm Post Subject:
My wife had a international drivers license from Brazil. We were both on the policy. The insurance company even took her Brazilian license number . My main question is that, if my wife received a ticket for a license that was not valid to drive with then why did they accept it on the policy? I am just very confused on this matter.
Posted: Wed Sep 29, 2010 01:22 pm Post Subject:
My wife had a international drivers license from Brazil. We were both on the policy. The insurance company even took her Brazilian license number . My main question is that, if my wife received a ticket for a license that was not valid to drive with then why did they accept it on the policy? I am just very confused on this matter.
Posted: Wed Sep 29, 2010 01:22 pm Post Subject:
My wife had a international drivers license from Brazil. We were both on the policy. The insurance company even took her Brazilian license number . My main question is that, if my wife received a ticket for a license that was not valid to drive with then why did they accept it on the policy? I am just very confused on this matter.
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