is my car a total loss?

by capari1 » Sun Sep 26, 2010 07:46 pm

the repair bill for the car is $15.300,,i paid $22.500 for the car three months ago,and the car now has 8k miles on it,,other parties insurance is taking care of it,,,will i get a total loss?

Total Comments: 3

Posted: Sun Sep 26, 2010 08:00 pm Post Subject:

What you paid for it 8 months ago does not mean it's worth that amount now. I could buy a 1990 Escort for $20,000... this does not mean it's worth that much. If you bought it new, you can expect it to depreciate 20% once the title is put in your name. Check NADA for the value of your vehicle.

Based on what you have posted, the insurance company would probably consider it a total at $18,000 (80% of it's value). Or if they suspected a large supplement they might total it it for $15,500.

Posted: Sun Sep 26, 2010 08:05 pm Post Subject: is my car a total loss

car is 3 months old,and the repair bill is 15.300 with the possibility of that going up by another 2k-3k.

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