Was Forced into getting Two policies

by Juno » Thu Sep 30, 2010 10:03 pm
Posts: 2
Joined: 30 Sep 2010

Ive financed a vehicle back in march which i got insurance on then bought another cheap one later that month I added it to my policy then got a call later that week saying I can't have a Financed vehicle and a bought out vehicle on the same policy so they forced me to get a second policy for that vehicle , later that year my insurance got canceled for non payment then i was then informed by the same company that I only needed one policy is there any way I can fight this ......I'm in Ontario Canada ...three cancellations in Ont is the limit if i only had just one policy i would have been ok

Total Comments: 3

Posted: Fri Oct 01, 2010 11:01 am Post Subject:

I'm in Ontario Canada



Maybe the insurance laws are different in Canada, I don't know. But in the US, what you describe is entirely incorrect. If you own more than one vehicle, making payments on one or more is immaterial. You have the right to, and are usually given a discount, for insuring multiple vehicles under one contract.

Contact the Insurance Superintendent about this.

three cancellations in Ont is the limit



I have no idea what you mean by this. After three cancellations, you cannot be cancelled, or after three cancellations you are thrown in prison?

Posted: Fri Oct 01, 2010 08:14 pm Post Subject: 3 cancellations

Quote:
three cancellations in Ont is the limit

here in Canada once you have more than 2 cancellations no insurance companies would accept you , then you would have to go through a broker which means you have to pay everything upfront like i bought my car for $2000 and the broker quote me $4700 annually upfront

Posted: Sun Oct 03, 2010 05:05 am Post Subject:

i bought my car for $2000 and the broker quote me $4700 annually



That's unfortunate. Ever considered moving across the border?

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