by fallinstarzz42 » Mon Oct 11, 2010 04:01 am
I live in michigan. I was driving a friends car and totalled it. She had p.l.p.d. insurance. Can I get any benefits for my pain & suffering I sustained, besides my medical bills?
Posted: Mon Oct 11, 2010 06:38 am Post Subject:
The reason a person gets pain and suffering is that someone was negligent and caused that person to be injured. Who caused your injury? Knock yourself out.
Also, in MI you should get pretty much unlimited PIP.
Posted: Mon Oct 11, 2010 08:49 am Post Subject:
in MI you should get pretty much unlimited PIP
Is there really no limit to PIP coverage in MI?
Posted: Mon Oct 11, 2010 09:22 am Post Subject:
If tcope is right, then it means you're trying to prove that your friend was negligent. But I feel it was an accident and if you were the driver then you must have been responsible for any mishap.
Posted: Mon Oct 11, 2010 03:29 pm Post Subject:
Is there really no limit to PIP coverage in MI?
I _think_ is $1,000,000.Posted: Mon Oct 11, 2010 03:51 pm Post Subject:
A person's ability to collect damages for "pain and suffering" (known as "general" damages), is only possible when a third-party bears the negligence for the person's loss. If you run your car (at least the one you're driving) into a block wall all on your own, totaling the vehicle and injuring yourself, you have no one to blame but yourself.
If you lost control of the car because someone smashed into you, or because the steering mechanism was faulty (or, like Toyota's troubles earlier this year, the gas pedal stuck wide open), then you might have a claim against a third-party if you can prove it.
If a person could collect on injuries they caused to their own body, then many more of us would no longer be working, we'd just sit around collecting money from our insurance companies. Our occupation would be "malingerer".
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