by koehlerdesignworks » Thu Oct 14, 2010 03:13 pm
Good morning, I'm currently disputing my rate increase for home owner's insurance with American Family here in WI. My rate went up 48% reportedly due to a missed credit card payment. We've never carried a balance on any cards and our house is paid for. The card in question had been canceled the same month we were supposedly late. The credit report shows no other issues and we currently have a dispute filed with Trans Union. Any suggestions? I am shopping for another carrier as I feel Am Family is less than concerned with losing a customer with no claims. Thank you for your assistance, Jim
Posted: Thu Oct 14, 2010 08:40 pm Post Subject:
You can file a complaint with your state's Insurance Commissioner (or Superintendent) and see what happens.
There must be something else driving a 48% premium increase. One credit card late pay is mostly a non issue.
Posted: Thu Nov 04, 2010 08:01 pm Post Subject:
nothing negative came back from the dispute filed with TransUnion. I will be taking your suggestion and file a complain with the Insurance Commissioner, thank you.
As for AmFam, I've found a couple other providers that offer more for less than the original fee from AmFam.
Posted: Sat Oct 06, 2012 11:13 pm Post Subject:
Am Fam took away my discount for good having good credit when transunion gave me a zero rating because I havent bought anything on credit in over 5 years. Transunion said they can't give me a rating if I don't use credit. and AMFam said they do not give the discount if you are non rated. Two other rating services rate me over 825
Posted: Sun Oct 07, 2012 03:46 am Post Subject:
Do you have a question?
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