Med pay is subject to subrogation, PIP is not. PIP can be "stacked" if an insured is injured while a passenger in another person's auto which also has PIP coverage.
PIP must be offered in Texas, but is not required to be carried. Minimum coverage is $2500 per person.
Posted: Wed Oct 27, 2010 03:10 am Post Subject:
Med pay is subject to subrogation, PIP is not. PIP can be "stacked" if an insured is injured while a passenger in another person's auto which also has PIP coverage.
PIP must be offered in Texas, but is not required to be carried. Minimum coverage is $2500 per person.
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