by Guest » Wed Nov 10, 2010 12:41 am
I have insurance through my employer, an Anthem HSA plan, and my employer covers part of my premium. I am going to be quitting in a few months to relocate out of state. When I do that, is my insurance immediately terminated? Is it possible for me to keep my plan and take over the protion my employer was paying? Or would I have to get COBRA? And isn't that incredibly expensive??
I am hoping to get pregnant soon, and can not go without health insurance, because I am afraid I will be denied if I try to get on a new insurance plan. Which is BS that I could even be denied for having a baby!
Any input is appreciated!
I am hoping to get pregnant soon, and can not go without health insurance, because I am afraid I will be denied if I try to get on a new insurance plan. Which is BS that I could even be denied for having a baby!
Any input is appreciated!
Posted: Wed Nov 10, 2010 01:29 am Post Subject:
COBRA is you paying 100% of the premium. COBRA allows you to continue on your prior plan even though you are not working there.
Yes, it is expensive. What you are paying vs what your employer is paying is probably very little.
They won't deny you insurance... but most will not cover a "pre-existing" condition.
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