Impact of first accident on allstate rates and discounts

by walinskas » Wed Nov 17, 2010 12:58 am

I had my first accident as a 15 year allstate veteran with a clean driving record. I did about $1,000 damage to the other car. I do not have Allstate's optional "Accident Forgiveness" coverage, but was wondering if they may still forgive this first accident? Also, will I automatically lose my safe driver discount? How much will the premiums increase if I do?

Total Comments: 1

Posted: Thu Nov 18, 2010 10:21 am Post Subject:

It was truly unfortunate and I do empathize with you. There are some carriers who wouldn't mind the first one, but there are some who wouldn't spare it. I guess it also depends on the extent of damages that you've caused to the other car. Safe driver discount could soon be a thing of the past.

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