by jayeshkhona » Mon Dec 06, 2010 01:05 pm
Hello !!!
I'm really in need to true guidance from some one who is expert in this area.
Its a old story but still going on fight with company back & forth.
Incident occur back in June 28th 09 a car hit me from the back. Around 7:44pm on same day.
Before that i just added the converge around 6:44pm. PST. I called my car insurance company. I request them to add full converge. I got into accident they took me to the medical & did the entire check up & i was discharge by end of the day. I came home was not able to move my body. I called my insurance company to file the claim. They just denied to cover me. Then i have to flight to my opposite insurance to pay the bills. They also refused it... I had a long fight with back & fourth with both the company. Then I was not able to do any kind of work. So I have been jobless since last Sep 2009 till now. My credit score went down due to the medical bills. It went to collections. After that i left the country for few months. Came back this year. I have been fighting back again. Now the other insurance company is willing to pay the bills. When i had to fight for entire 1 year. But All other charges & i lost my time & other things. They are saying u never had liability insurance on it. So we wont be giving you anything else. So i again started my fight with my insurance company. They are just on my face saying you never had it. I have all the proofs.
1 The letter from the Company saying I was covered for full converge. but now they are saying it was an error. then i have the proof of calling them during that time. I submitted the proof. The number what they gave me. Then it took them to get back to me after one week. They just got one page. They never got anything. Then i sent to different number. Then again after one week. They said they never got any thing. Like this they were just treating me very badly. Wasting my time & putting me through hell. At last on last friday i sent them all the pages again. Now today they called me & saying they will be working on it & end of the day or by end of the week. They will be giving me an answer.
They cross all the limits of humanity. Now i just want to get back to them. For what they have treated me so badly. Put me & treat me like this. Last few weeks has been gone in depression & agony.
So can someone please guide me towards the correct directions.
Thanks a lots... For every one ......
I'm really in need to true guidance from some one who is expert in this area.
Its a old story but still going on fight with company back & forth.
Incident occur back in June 28th 09 a car hit me from the back. Around 7:44pm on same day.
Before that i just added the converge around 6:44pm. PST. I called my car insurance company. I request them to add full converge. I got into accident they took me to the medical & did the entire check up & i was discharge by end of the day. I came home was not able to move my body. I called my insurance company to file the claim. They just denied to cover me. Then i have to flight to my opposite insurance to pay the bills. They also refused it... I had a long fight with back & fourth with both the company. Then I was not able to do any kind of work. So I have been jobless since last Sep 2009 till now. My credit score went down due to the medical bills. It went to collections. After that i left the country for few months. Came back this year. I have been fighting back again. Now the other insurance company is willing to pay the bills. When i had to fight for entire 1 year. But All other charges & i lost my time & other things. They are saying u never had liability insurance on it. So we wont be giving you anything else. So i again started my fight with my insurance company. They are just on my face saying you never had it. I have all the proofs.
1 The letter from the Company saying I was covered for full converge. but now they are saying it was an error. then i have the proof of calling them during that time. I submitted the proof. The number what they gave me. Then it took them to get back to me after one week. They just got one page. They never got anything. Then i sent to different number. Then again after one week. They said they never got any thing. Like this they were just treating me very badly. Wasting my time & putting me through hell. At last on last friday i sent them all the pages again. Now today they called me & saying they will be working on it & end of the day or by end of the week. They will be giving me an answer.
They cross all the limits of humanity. Now i just want to get back to them. For what they have treated me so badly. Put me & treat me like this. Last few weeks has been gone in depression & agony.
So can someone please guide me towards the correct directions.
Thanks a lots... For every one ......
Posted: Mon Dec 06, 2010 09:09 pm Post Subject:
I'm sorry to say that your post makes little sense and really does not state much, if anything, about the situation. I don't know what "opposite insurance" is. Who are these two different companies? If you were injured why would liability coverage be mentioned? Liability coverage covers someone else... not you.
Who was at fault in the accident?
If you were injured I'd recommend you seek legal advice from an attorney who can better understand the situation and give you advice.
Again, I'm sorry to say what you just posted made almost no sense whatsoever.
Posted: Tue Dec 07, 2010 05:46 pm Post Subject:
I think "opposite insurance" is the at-fault party's (the one who rear-ended the OP). Why they would deny the claim is anybody's guess.
As far as the OP's "fortuitously" added "full coverage", the reason the claim with his own insurance company was probably dishonored is the added coverage may not have gone into effect until 12:01am the following day.
Posted: Tue Dec 07, 2010 06:36 pm Post Subject: I want to file the case against the insurance company for de
Geico insurance has been playing with me. When i call the service center for the info about that day my call. They are saying I was covered. But when i call the claim department. They are saying i never had the coverage . Who hit is from the back. That person's insurance Farmer's was saying their is no much impact on the car. So they denied & then I proved the injury was due to the previous incident & i was recovering from that. So they acknowledge now to pay the bills. But they are saying they wont pay me anything other than medical bills due to the time of the accident. I was not holding the liability coverage on my policy. So now Geico is going back & forth. They are saying they are waiting from the coverage manager to give them an answer. Till then they can't do anything about it. So I have been fighting for my rights. But not able to get any kind of justice. So how can i file the case against my insurance company.
Can you guide me please. Now tomorrow if Geico comes & says. We are sorry & apology. We will pay the medical bills. Then what shall i do?
Due to delay from both insurance... I was not able to pay the bills so it went to collections agency. They reported to my credit department. So my credit score went down by 140points. So at the end i will impact from both end. I become jobless since last Aug due to stress of not able to pay the bills. Now if i want to apply for any kind of loan i wont quality for it. Due to my credit has messed up. So M i able to file the case & possible to win the case. What do you say? Where can i get the true justice. It would be great help from you..... Thanks for your guidance & your all kind of comments will be welcomed. thanksssssssssss
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