by rnbbuckinbulls » Mon Dec 13, 2010 10:18 am
I thought i had insurance but when got home told wife about accident she said ours was cancelled i made here call and get in reinstated asap. I have less than 1000 dollar damage on my truck. I believer other car has about same. Other driver had no insurance and was not his car. I dont believer they could show proof at time of insurance so that car was impounded. that driver and passenger along with a 1-2 yr old kid were loaded into ambulance. child was not in car seat there wasnt one in the car. was just a minor fender bender. What should i do?
Posted: Mon Dec 13, 2010 03:32 pm Post Subject:
What should i do?
Prepare to pay the claim. When your auto insurance has lapsed, and you later reinstate, normally your reinstated coverage does not continue from the date it lapsed, but from the date and time of reinstatement. The collision you had will not be covered, unless you receive a notice of continuous coverage. This would be the case if your premium missed the due date but was received prior to the cancellation date.
If your coverage was, in fact, cancelled, a later "reinstatement" will definitely not provide continuous coverage.
Posted: Tue Dec 14, 2010 09:59 pm Post Subject:
Hi
I am agree with MaxHerr. You have to pay the claim.
You can renew your insurance.
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