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by crown6 » Tue Dec 14, 2010 07:57 pm
Posts: 1
Joined: 14 Dec 2010

if i have a gap plus policy and wreck my auto and my collision insurance pays the loan off less my 500 dollar deductible does gap plus pay the deductible

Total Comments: 1

Posted: Tue Dec 14, 2010 08:51 pm Post Subject:

Typically, no. Guaranteed Auto Protection covers the difference between your loan principal and the Actual Cash Value of the vehicle when a total loss is involved. If your collision coverage was sufficient to cover the loan (minus your $500 deductible), then you have been indemnified.

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