minors are beneficiaries to mothers life insurance policy no

by ANGIE » Thu Dec 16, 2010 07:18 am
Posts: 1
Joined: 16 Dec 2010

no secondary beneficiary is named Mother was never married to men that fathered each child (2 different dads) how can the proceeds to be paid to pay for her funeral and the rest be available for kids future.

Total Comments: 1

Posted: Thu Dec 16, 2010 02:04 pm Post Subject:

Who is the beneficiary? If there is no surviving beneficiary, then the proceeds are payable to the decedent's estate. If there is more than one primary beneficiary, the proceeds are typically paid "per capita" -- equal shares.

If there is a named beneficiary(ies), no one else has a claim against the money, including anyone who paid for the decedent's funeral. The money belongs to the beneficiary(ies), plain and simple. If the beneficiary(ies) is a minor, it can be paid to a trust for the benefit of the child.

Paying for the child's mother's funeral with the child's money is NOT for the benefit of the child, and will not be allowed by the court that supervises the whole affair.

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