by jamespalmerr » Wed Jan 05, 2011 07:53 am
There are a variety of factors that are calculated to determine the premium of a Truck Insurance Agency policy. These factors are used to determine the probability of an accident or financial risk, involved in providing a drivers' truck insurance. A driver can influence a decrease in rate for a lot of these factors, such as history of accident, while other factors, such as age, the insured person can't control.
Truck Driving Experience
Experienced truck drivers pose less of a risk factor and will help lower their Truck Insurance Agency rate. Truck driving experience with different equipment and weather conditions are inherent in the number of years that a trucker has been driving similar types of rigs.
Age of Operator
Statistics tell us that truck drivers that are very old and very young are more prone to accident. For this reason, these high risk age groups will have Truck Insurance Agency premiums that are higher. The preferred age of drivers are between 30 and 65.
Accident History
A driver who have had accidents in the past are prone to having accidents in the future. For this reason, the less violations and accidents a truck driver has, the less their Truck Insurance Agency premium will be.
Truck Driving Experience
Experienced truck drivers pose less of a risk factor and will help lower their Truck Insurance Agency rate. Truck driving experience with different equipment and weather conditions are inherent in the number of years that a trucker has been driving similar types of rigs.
Age of Operator
Statistics tell us that truck drivers that are very old and very young are more prone to accident. For this reason, these high risk age groups will have Truck Insurance Agency premiums that are higher. The preferred age of drivers are between 30 and 65.
Accident History
A driver who have had accidents in the past are prone to having accidents in the future. For this reason, the less violations and accidents a truck driver has, the less their Truck Insurance Agency premium will be.
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