by ect73 » Sat Jan 15, 2011 05:50 am
Neighbors house caught on fire and cause damage to next door homeowner house. Is neighor insurance liable for damages to homeowner house?
Neighbor insurance State Farm does not want to give homeowner a copy of title declaration page of Neighbor insured. What should we do?
We are in Michigan.
Neighbor insurance State Farm does not want to give homeowner a copy of title declaration page of Neighbor insured. What should we do?
We are in Michigan.
Posted: Sat Jan 15, 2011 09:41 pm Post Subject:
Depends on why the fire stated. If the homeowner was negligent in allowing the fire to start then they would probably be liable for any resulting damage from he fire. No need to have a copy of the Dec... it would only list the limits of the policy. Unless the damage to the second home was extensive. Either way, once SF had a good understanding of the resulting damage someone might ask the adjuster if they think the liability limits might be an issue. They will usually tell you this much.
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