I ran into the ditch. Will my insurance cover it?

by Guest » Tue Feb 15, 2011 10:47 pm
Guest

A crazy guy on the road swerved and just about hit me. To avoid hitting him, I ran into the ditch. Will my uninsured motorist coverage pay for this?

Total Comments: 2

Posted: Tue Feb 15, 2011 10:49 pm Post Subject:

Probably not. Typically the auto policy includes a clause that requires the other vehicle to have come into contact with yours for your uninsured motorists coverage to apply. I would check with your agent though as coverage varies from state to state.

Posted: Wed Feb 16, 2011 12:22 pm Post Subject:

Yes, you should consult with your agent and go through your policy papers. Jordan is right. But check if you'd come across a clause that states otherwise.

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