Surrender Policy or Take Loan

by rayw » Tue Mar 08, 2011 06:21 pm
Posts: 1
Joined: 08 Mar 2011

I am 54, have a 50K whole life policy with a net cash value of 23K+ including 9.7K dividend value. Also has a loan value of 21K. Monthly premium is $72. What makes more sense: Surrender policy for all cash (pay taxes, surrender fees & buy 25 year term) or take the loan value and do not pay back? Thanks

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