by TopGeicoExpert » Sun Mar 13, 2011 12:21 am
Hey guys, first time on here, very excited. Long term employee of GEICO. Have been through many different depts, have a wide range of knowledge about insurance in general, in addition to all of the GEICO knowledge. Honestly if anyone has a single insurance question about anything at all, please let me know and I will do my best. If it is in regards to something outside of my own personal knowledge for some reason, I will absolutely be able to get the answer for u. I love to help people, especially when it comes to insurance, as most people are very very underinformed on all aspects of insurance and it really is something people need to be more aware of. Looking forward to being of assistance. Let the questioning begin! :)
Posted: Sun Mar 13, 2011 12:25 am Post Subject:
You are an idiot and know that Geico has ethics rules regarding you answering questions ion a forum such as this and ESPECIALLY claiming to be a GEICO Expert no less.
Posted: Sun Mar 13, 2011 12:39 am Post Subject:
Sorry? I have NEVER been given any type of notice regarding answering general insurance questions as being unethical. Obviously revealing inside information about company procedures or giving assistance in a manner of providing tips to "get around" certain situations or "getting over" on the company would be unethical and just flat out wrong. I, however, would never have such intentions, and am simply looking to HELP the many people in this country who have no clue about the first thing about insurance or what they are required to do in the event of a claim, what their coverages are for, if their limits and/or coverages are adequate and sufficient, what their legal or contractual responsibilities are, etc. And as stated, not necessarily for GEICO, but for insurance in general. If you still insist that this is unethical and actually know that for a fact, then I will gladly retract and will discuss with my HR dept to clarify. Also, on a sidenote, it's not very mature, nor necessary, to label someone an "idiot" for no actual reason.
Posted: Sun Mar 13, 2011 12:41 am Post Subject:
Thats right, go to your claims supervisor and HR and tell them you want to disseminate anonymous insurance claims advice in the name of being a Geico employee. Then come back and tell all of us what they said.
Posted: Sun Mar 13, 2011 01:10 am Post Subject:
Huh? I'm sorry I really don't understand where in the world you are getting the impression from that I would be looking to divulge any sort of unethical advice or information to anyone for any reason... And if I may, are you even an employee of GEICO, or have any basis for what you are stating? Also I'm a little confused as to why you would be participating in a discussion forum for insurance help/assistance/advice if you feel that trying to help people better understand what insurance is all about is "unethical" and "wrong"...? I'm sorry, honestly, I just really am a but taken back by ur very abrupt, confrontational, and accusatory responses...
Posted: Sun Mar 13, 2011 01:27 am Post Subject:
did you speak to HR or your supervisor yet? if not, we'll wait
Posted: Sun Mar 13, 2011 04:33 am Post Subject: GEICO = Price - not advice
Now explain to all the GEICO customers why they have state minimum uninsured motorist coverage that does not match their Liability limts. Sorry your familiy is screwed, the 100/300 limits will protect your house, but the only way i can beat your carriers price is to give you lower coverages that you wont notice since you are "very very underinformed on all aspects of insurance"
Posted: Sun Mar 13, 2011 07:04 am Post Subject:
Don't feed the troll. Just ignore it and it will go away.
Posted: Sun Mar 13, 2011 03:31 pm Post Subject:
Hypothetically speaking, if you were defending one of your insureds in court on an underpayment of a third party property damage claim in which the repair invoice could not be proven to be unreasonable and unnecssary, what would be the basis on which you believe the actual cost of repairs should be. If the plaintiffs attorney asked you to read your limits of liability provision for your insured, how could you legally justify the amount you paid to be all that is owed in a civil tort?
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