by pete.lcustom » Mon Mar 14, 2011 02:52 am
I had an accident on 8-31-09 I was hit by a truck that ran a stop sign. I had to see an IME for insurance, he saw me for 10 min didnt take x-rays and decided to cancel my claim and could no longer even get reimbursed for pain med's. ect... After I saw him I saw a surgeon and he said I needed a lumbectomy ,discectomy L4-S1 fusion also fractured vert and 6 pinched/damaged nerves have two blown disc's. The IME I saw read that report and still cancelled my claim. I went ahead and had the surgery which was super painful. I had surgery on 8-26-10 a year later in (10 pain 24/7) I lost my engineering job because since the accident happened within my 90 days of hire they considered it preexisting and fired me. I have a wife and a daughter and we haven't have a dime come in since april of last year. I had to sign up for welfar and we are now getting 400 a month, I am grateful but I had a policy that I paid extra for excess medical and full wage loss. I am going to court in april to get my back wages , etc.. but just found out that the defense is sending me back to the same a**hole IME that made my life HELL. I am struggling mentally and physically I/We can't handle anymore we have to beg and borrow to pay bills and I have never had to do that in my whole life I had everything and now almost homeless.
Posted: Mon Mar 14, 2011 03:34 am Post Subject:
If you are going to court to get your insurance to pay them I'm assuming that you have an attorney? If so, have your discussed this with him/her?
Posted: Mon Mar 14, 2011 05:29 am Post Subject: IME
I do and he said if we blow them off it would prolong the case and I can't afford to wait any longer. Michigan is the worst state for auto accidents and when this is all over with I am out of here.
Posted: Mon Mar 14, 2011 05:37 am Post Subject:
MI has made an attempt to turn auto insurance into life long health insurance. So auto carriers are going to fight hard to limit their PIP payments. That is just the way it is.
Posted: Mon Mar 14, 2011 10:34 pm Post Subject: IME
Just sit there and take it and while your taking it go back to work and drop your case so we can make billions a year in profit.
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