Is the first year of home owners insurance added to the clos

by a.mitchell3 » Tue Apr 26, 2011 03:46 pm

We are 1st time home buyers. We were not aware of the first year of home owners insurance paid upfront. Here in Florida, thats over $2500.00. We have recieved conflicting information. Some say it is usually tied up in closing costs. Others have said we have to pay out of our pockets. We are confused, please help.

Total Comments: 1

Posted: Tue Apr 26, 2011 11:50 pm Post Subject:

It should be added into your monthly mortgage payment and your mortgage company pays it all at once. Better put, your yearly charges are divided by 12 months and this is added to each of your monthly payments. But your mortgage company just pays it all of front in one payment.

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