by dottie.bourne » Mon Jun 13, 2011 11:14 am
was struck from behind while stopped behind another car.ins co paid dr bills and fixed car 1000 damage to car, i am still recovering from whiplash. how much will state farm likely offer me for pain and suffering?
Posted: Mon Jun 13, 2011 12:40 pm Post Subject:
No way to tell. You could have needed treatment for 1 day, you could have needed treatment for 4 months. You could be 18, you could be 80. So on and so forth. All of these things and much more come into play when determining what an injury is worth.
Posted: Thu Jun 16, 2011 03:02 pm Post Subject: rear end collesion
was rear ended while stopped behind another car. i am 65 semi retired, recovering from whiplash,had cat scan and x-ray,being treated with pain meds and muscle relaxers,headaches,dizziness, sholder and neck pain.accident was one month ago.ins co hasnt offered settlement yet,dont know what is fair settlement,should i call a lawer? i would apreciate any input.
Posted: Thu Jun 16, 2011 03:17 pm Post Subject:
Again.. no way to tell. You could have $2000 in medical bils... you could have $20,000. This would certailly make a difference in the settlement amount.
Posted: Thu Jun 16, 2011 07:22 pm Post Subject:
ins co hasnt offered settlement yet,dont know what is fair settlement,should i call a lawer?
Until you ask about one, the insurance company will probably remain silent on the matter of a settlement. They will want to see most or all of your medical expenses, or a reasonable estimate of them if treatment is going to take an extended period of time.
Is this the time for a lawyer? NO. You won't need a lawyer unless you and the insurance company come to an impasse over what your damages are. Only if you cannot come to an agreement might a lawyer be necessary.
Direct negotiations between you and the insurance company is the best method. Once a lawyer is involved, at a cost to you of 30%-40% of your settlement, the insurance company can no longer negotiate with you directly.
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