My 15 year old daughter stole my car and wrecked it. The ca

by sim33cam » Mon Jun 20, 2011 02:26 pm

My kid stole my car, she is 15 and unlicenced. She wrecked the car, thankfully she did not hurt anyone or herself.
The car is a lease.
The car is fully insured.
Will the insurance cover the cost of the vehicle?

Total Comments: 2

Posted: Mon Jun 20, 2011 06:04 pm Post Subject:

Probably not. What do you think you mean by "fully insured"?

Posted: Mon Jun 20, 2011 07:52 pm Post Subject:

You will probably be covered for the actual cash value of the vehicle, essentially the market value -- but hopefully you have gap coverage to pay other costs associated with the lease.

Expect your insurance to be non-renewed because of your daughter.

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