by tcope » Wed Jun 22, 2011 04:00 pm
http://www.insurancejournal.com/news/midwest/2011/05/03/197064.htm
Kansas Passes No Pay/No Play Bill; Insurer Group Urges Governor to Sign
"No pay/no play laws prohibit recovery of non-economic damages by those who have been injured in an automobile accident but whom themselves do not have personal injury protection coverage. Thus, an uninsured but not at-fault driver is prohibited from suing for pain and suffering because they themselves could not have provided the same benefits to others had they been the at-fault driver."
"Alaska, California, Iowa, Louisiana, Michigan, New Jersey, North Dakota and Oregon all have statutes based on the concept of no pay/no play. In addition to Kansas, Minnesota and Montana also considered no pay/no play legislation this year."
Still can't say that I agree with these laws... 1) the penalty is not related to the crime and 2) there are already _many_ laws on the books against not having insurance. Perhaps the states should start enforcing those laws. basically No Pay/No Play allows be to plow into your car for the heck of it and all I have to pay is for your economic losses. Not having insurance (for whatever reason) should not stop you from getting paid for the pain I inflicted on you and/or your family.
Kansas Passes No Pay/No Play Bill; Insurer Group Urges Governor to Sign
"No pay/no play laws prohibit recovery of non-economic damages by those who have been injured in an automobile accident but whom themselves do not have personal injury protection coverage. Thus, an uninsured but not at-fault driver is prohibited from suing for pain and suffering because they themselves could not have provided the same benefits to others had they been the at-fault driver."
"Alaska, California, Iowa, Louisiana, Michigan, New Jersey, North Dakota and Oregon all have statutes based on the concept of no pay/no play. In addition to Kansas, Minnesota and Montana also considered no pay/no play legislation this year."
Still can't say that I agree with these laws... 1) the penalty is not related to the crime and 2) there are already _many_ laws on the books against not having insurance. Perhaps the states should start enforcing those laws. basically No Pay/No Play allows be to plow into your car for the heck of it and all I have to pay is for your economic losses. Not having insurance (for whatever reason) should not stop you from getting paid for the pain I inflicted on you and/or your family.
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