i am the named beneficiary mom they were going through divor

i am the named beneficiary mom they were going through divorce they say now its federal statue because someone tried to claim i know estranged wife so she has been notifed denied but she has a right to appeal til september do i have to wait or can i try to enforce legal binding contract of me beneficiary and get a lawyer or do i have to wait cause i know she will appeal and she also set up a probe he died in an accident
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