Women get Auto Insurance Rates Cheaper than Men Why?

by chrooze » Sun Jul 24, 2011 06:01 am

Almost every one know that women usually get cheap auto insurance easily than men. Each person in America aware of the rising of automobile insurance during the years. It might be a result of enormous increase in figure of population and advanced of standard of living in America. Imperatively, it should be known that, although the prices in the automobile insurance industry are going up it does not necessarily mean that low cost insurance is out of reach, especially if you are a woman.

Lower premium women do have compared to men is due to the fact of that women are unkind in driving,mostly,they are among those who preserved money when comes to policy opening in an auto insurance firm. Many people still not understand why women have cheaper rate than men, the fact about this is that ,statistically women do have lower accidents on road compare to men. Insurance companies has also identified that women do drive with care compare to how men do drive. This makes the insurance companies to grant them lower policy price.


However, women can preserved much money for them being a woman.Imparatively, huge means appeared to women to do mor concerning their rates and have a cheap auto insurance. Among the means is to look for and differentiate companies rates include online just to get quote. That is cheaper. It assist of moving from place to place searching for auto insurance company. Getting auto insurance online, is better to search for many of them. It is not necessary you look for those bigger name insurance companies, if you can found the local insurance companies is even better because most of them want to gain an edge over some bigger name insurance company by reducing their policy rates


For women interested in getting cheaper auto insurance rates should try visit some local companies around them. Doing this can turn to be the best if it is carefully and perfectly done. You have the chance to ask questions personally about the rates, tabled your worries about auto insurance to their agent, and cleared your mindset about auto insurance. It should be known that doing this you will need to visit two or more insurance companies which will assist you to know and compare discount offered, and their customers care services quality they have. Most insurance company will do all they can to enticed you to sign up with them by offering you lower rates, discount ,good service and relationship customers care.


After moving around your local area and online, and you don’t find the one that sweet you, you can apply some few thing that will reduce amount of money you want to pay by filling a questionnaire that will get you a discount you want. Woman get a good discount by having a good driving record, protecting driving course, vehicle safety features and satisfactory learning period. However, note that the discount will not reduced your rates to as low as you might think, it can be a different of cheap one and normal policy.


One more thing that can also assist is increasing your deductibles is when you can personally pay for it when an accident oocured.Another thing is to remove health coverage, if only you have an alternative like health insurance which the health area of auto insurance policy will be as an additional money you will pay when year ends.

It is now clear that women have advantages over men when comes to auto insurance due to their gender. Being a man or woman, you can get started by keeping money for your auto insurance now.

Total Comments: 5

Posted: Mon Jul 25, 2011 05:22 pm Post Subject:

Really ? I say you're full of beans! Attorneys would love for car insurance companies to discriminate against somebased on gender.

Posted: Tue Jul 26, 2011 07:39 am Post Subject:

In comparison, car insurance for women is notably cheaper than men' car insurance because of statistics. Auto insurance companies do not support the evaluation of their rates only on the gender of a person but on the studies that are attached to these genders. Here are a few factors that decide why auto insurance companies are prone to set lower premiums for women:

• Women typically choose more economical vehicles resulting in a lesser replacement cost.

• Male drivers typically chose vehicles with larger-faster motors and are more inclined to be in an accident incurring more damage and cost.

• Statistically practically 80% of traffic accidents are caused by men.


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Loss Assessors

Posted: Thu Jul 28, 2011 12:07 am Post Subject:

The premium rate difference between men and women in car insurance pretty much disappears around age 25. With some companies, married men 21-25 get the same rate as women 25 or older.

Chrooze- some of your perceptions are on target, others are waaaaay off-based. Where did you get your stats on "80% of all accidents care caused by men?" According to many sources (Pew Research, AAA, AARP and more), men get into accidents approximately 1.2 times the rate that women get into accidents. This means that for every 120 crashes that men cause, women cause 100 accidents. Not exactly "80% more."

Care to reveal your source?

InsTeacher 8)

Posted: Sun Jul 31, 2011 08:58 am Post Subject:

Another reason why female motor insurance quotes are less costly happens because statistics have demostrated that females file less claims utilizing their auto insurance agencies. Despite the fact that these statements might come to you as shocking, the statistics has proved themselves time and time again.

Posted: Mon Aug 01, 2011 11:59 pm Post Subject:

Again, read my previous post. The idea that "all women get cheaper car insurance prices than men" is patently ridiculous and factually incorrect.

InsTeacher 8)

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