once the claim is filed how long do i have to settle?

by Guest » Wed Aug 17, 2011 05:28 am
Guest

was a victim in auto accidents almost a year ago next month, still going back and forth with the other insurance trying to settle. Is it a year or two? Can they just say it's closed and we're not paying you?

Total Comments: 2

Posted: Wed Aug 17, 2011 07:52 am Post Subject:

How bad was your accident ?

Posted: Wed Aug 17, 2011 09:12 pm Post Subject:

Can they just say it's closed and we're not paying you?


How bad was your accident ?



It does not matter how bad the accident was . . . what matters 100% is the statute of limitations to file a civil suit. In many states, the SOL is 12 months from the date of the injury, in some states it is 24 months, and in a few it can be 36 months or longer.

Failure to file a civil suit within the required time frame will take the at-fault party off the hook 100% in most cases. And although the insurance company would probably still work toward a resolution of the claim, they could also say, "Case closed, we're not paying you."

And then you would have no recourse whatsoever. A different definition of SOL.

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