by suerico » Fri Aug 19, 2011 06:15 am
a separated wife is driving n has 1 passenger. gets in an accident with an uninsured driver. She then finds out her ex-husband excluded her from the policy and failed to informe her. Can the passenger recover her damages from the insurance of the owner of the vehicle? Even though she was a passenger with an excluded driver? About the wife, she had no idea she was excluded untill the accident. Can she also recover. But there was no U.M coverage...
Posted: Sat Aug 20, 2011 10:17 pm Post Subject:
Your post is rambling and hard to follow. Who owns the vehicle in which the "driver" and "passenger" were riding? Assuming you are the "passenger" of the discussion, your damages are the result of a third party driver or the driver of the vehicle in which you were an occupant. If the vehicle's owner permitted the vehicle to be driven by an excluded driver, you might have a personal claim against the owner, but that is remote.
Sounds like you may end up being a big loser for riding in an uninsured vehicle that collided with another uninsured vehicle. So you sue both drivers for your financial loss and let the court decide who pays what.
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