by tilk05 » Tue Oct 04, 2011 06:41 pm
Say I have $25,000 of guest medical protection within the policy I have on my 2010 yamaha (motorcycle) If I hit a deer (comp) while riding my motorcycle alone and I have no major medical insurance guest medical will pay up to $25,000 of medical bills. I'm in WI
Posted: Fri Oct 07, 2011 11:17 am Post Subject:
Hi,
As far as my knowledge goes, guest medical protection provides compensation when someone gets injured in your property premises.
Posted: Sun Oct 09, 2011 07:20 pm Post Subject:
Check with your agent or insurance company. Medical payments normally cover you and your passengers, but you refer to guest medical, so it may not cover you or your household members. Med pay on motorcycle insurance is usually expensive, so I don't know if your company offers guest med pay to cover passengers only instead of you, to reduce their exposure to a claim and keep the cost down.
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