business auto coverage

by mouse1976 » Thu Oct 13, 2011 06:50 pm

Hi friends, are no-fault benefits and underinsured motorists provided in a business auto coverage?

Thanks:)

Total Comments: 4

Posted: Thu Oct 13, 2011 11:25 pm Post Subject:

Business auto contracts are required to meet all financial responsibility laws in a given state. If the coverage is required, it must be in all automobile contracts, not just personal auto policies.

InsTeacher 8)

Posted: Fri Oct 14, 2011 07:29 pm Post Subject:

thanks:) so if the question would be which one would a business auto coverage exclude, the answer would be:

underinsured motorist, open-perils, medical payments or no fault benefits?

Posted: Fri Oct 14, 2011 08:56 pm Post Subject:

I would go with "open perils." I am unaware of ANY auto policy that offers TRUE open-perils coverage. Someone trying to pass an exam???

InsTeacher 8)

Posted: Sun Oct 16, 2011 01:47 am Post Subject:

hmm, on this page http://thismatter.com/money/insurance/types/auto-insurance.htm they tell me that underinsured coverage would not be provided...

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