by Guest » Fri Oct 28, 2011 07:09 am
My 14 year old daughter was involved in an auto accident, where she was a back seat passenger.
A couple of hours after the accident she complained of a back ache, that got much worse throughout the night and she cried with pain. Next day morning we took her to the doctors where they did an x-ray and said that she was having spasms, put her on a muscle relaxer and home exercises.
At 14 and to have back problems is my concern. The insurance adjuster called today to update me on what was taking place, she wants to me to give an amount for the bodily injury and will be calling back in a few days. I really have no clue. Please help me to figure this out.
A couple of hours after the accident she complained of a back ache, that got much worse throughout the night and she cried with pain. Next day morning we took her to the doctors where they did an x-ray and said that she was having spasms, put her on a muscle relaxer and home exercises.
At 14 and to have back problems is my concern. The insurance adjuster called today to update me on what was taking place, she wants to me to give an amount for the bodily injury and will be calling back in a few days. I really have no clue. Please help me to figure this out.
Posted: Fri Oct 28, 2011 09:00 am Post Subject:
It is a bit difficult to conclude what a good value will be without knowing all the details like, doctors visits, medication, and the type of injury. You can look at the medical bills and try to get more than that amount. The insurance company will negotiate to give you less.
Your daughter is a minor. This is important because the settlement or release is not really effective. She will have 4 years after she turns 18 to reopen the claim, so until she is 22.
So if you settle now, then your daughter could use the money and still have the possibility to reopen claim until she turns 22.
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