business in his name i shold not hae signed but i did in his name but had no authority to do so how do i word it
Total Comments: 4
Posted: Fri Dec 09, 2011 01:01 am Post Subject:
Could you please be a bit more specific with your question? I really have no idea what you're referring to or the concern you have.
Thanks!
InsTeacher 8)
Posted: Fri Dec 09, 2011 10:47 pm Post Subject:
I think the OP is trying to say she obtained (health?) insurance in her husband's name, and with her signing the application in his place, and now wondering if that's a problem.
YES, it most certainly CAN be a problem. Because the signature is below a statement that leads the insurance company to believe they are dealing with the right person. In the OP's case, there has been a deception.
If an agent was involved in the transaction, things just became more complex, since two persons -- from opposite sides -- are each misrepresenting the transaction.
Posted: Sat Dec 10, 2011 06:14 am Post Subject:
Most states will allow the purchase of certain coverage on the life or health of a spouse without the signature and consent of the insured. Depends on the state... Oregon allows it on your spouse and dependent, minor children and most states have similar rules.
Again... depends on the coverage and state.
InsTeacher 8)
Posted: Sat Dec 10, 2011 10:12 am Post Subject:
CA says no to life insurance on the spouse without consent.
Posted: Fri Dec 09, 2011 01:01 am Post Subject:
Could you please be a bit more specific with your question? I really have no idea what you're referring to or the concern you have.
Thanks!
InsTeacher 8)
Posted: Fri Dec 09, 2011 10:47 pm Post Subject:
I think the OP is trying to say she obtained (health?) insurance in her husband's name, and with her signing the application in his place, and now wondering if that's a problem.
YES, it most certainly CAN be a problem. Because the signature is below a statement that leads the insurance company to believe they are dealing with the right person. In the OP's case, there has been a deception.
If an agent was involved in the transaction, things just became more complex, since two persons -- from opposite sides -- are each misrepresenting the transaction.
Posted: Sat Dec 10, 2011 06:14 am Post Subject:
Most states will allow the purchase of certain coverage on the life or health of a spouse without the signature and consent of the insured. Depends on the state... Oregon allows it on your spouse and dependent, minor children and most states have similar rules.
Again... depends on the coverage and state.
InsTeacher 8)
Posted: Sat Dec 10, 2011 10:12 am Post Subject:
CA says no to life insurance on the spouse without consent.
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