home owners claim

by Guest » Sun Feb 05, 2012 06:45 pm
Guest

We are in the middle of three claims of water damage inour house. On one of the claims we have decided not to go the original route of replacing tile but rather stripping and resurfacting the old.
The original amount of money was for replacing and this process will cost less.
Do we give money back to the company?

The insurance company also dropped us and our new policy will cost twice as much.

Total Comments: 1

Posted: Sun Feb 05, 2012 08:18 pm Post Subject:

No, you keep the money. The insurance company thought that the proper repair was replacement. So in their eyes if you repair then it was not restored correctly and you still have part of your loss to deal with. That is why you keep the remaining amount of the money. That is probably the way o justify keeping the money ( and it's not incorrect) but truth is, they paid you under the terms of the policy... what you do with the money is up to you. I'm assuming that no one else is listed as the payee on the check.

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