Should I cancel my Kaiser individual plan, till next year?

Posted: Thu Mar 15, 2012 11:53 am Post Subject:

Are you covered under any other group plan? If not, then why would you want to cancel your health policy? I recommend that you keep paying the premium on the policy since you just might need some sort of coverage even before you are in need of surgery. Talk to your agent about cancellation and reinstatement of the policy.

Posted: Tue Apr 03, 2012 02:53 pm Post Subject:

This plan is good for you.please check that what are the other diseases are covered in your plan.If other diseases are covered then take benefit of that and In within year might be possibility that any other surgery will need to do.

Please think about your future then take decision.whatever you have paid premium ,can you take back that paid premium from insurance company.

Other option is you can do inquiry that can you canceling and re-opening there policy?

Thanks

Posted: Tue Apr 03, 2012 04:42 pm Post Subject:

To cancel what you have, believing that you can simply "get it next year" [when you need it for jaw surgery] is foolhardy. You ignore the possibility that some other catastrophic event could occur between now and then.

It's folk like you that allowed Obama and the Democrats to put forward their PPACA which will force you to pay for insurance or pay a penalty. And the end result of that will be that we all end up paying higher insurance premiums -- with or without the "mandate".

The future of health care and health insurance is now in the hands of nine elitist judges (most of whom were privileged to go to Harvard Law School) who have never lived or worked in the REAL WORLD, and have no idea of what it's like. It's highly likely that the cases they will decide will be another of their narrowly split decisions (5-4) and, after having listened to all of the hours of arguments over three days last week (following along in more than 400 pages of transcripts), I can honestly say, I have no idea which way Justice Kennedy, who is most likely the deciding vote in each case, will cast his vote.

It is clear which way CJ Roberts, J Scalia, J Alito, and the ever-silent J Thomas (who has NEVER so much as uttered a word during any oral argument to come before the Court in over 20 years) will vote. So, too, is it likely that J Ginsburg, J Sotomayor, J Kagan, and J Breyer will vote in the opposite manner.

Breyer asked good, hard questions, as did Kennedy. Kagan (who would have been arguing the Government's case had she not been appointed to the Court) was mostly a b**** as she questioned the attorneys representing those opposed to the PPACA, while tossing cream puffs to the Solicitor General. Sotomayor was pleasant and articulate, but her vote to support the Government is assured. And Ginsburg is just too old and frail, and she really needs to retire, because she doesn't seem to understand the importance of the matter, asking in the first few minutes of the Monday arguments, ". . . why don't we simply follow the statutory language?"

Is it wrong to compel young, healthy persons to subsidize the health care of the older members of society. Yes, it is. (Should they be insured? Yes, they should.)

Is it wrong not to have a national system of health care in America? Yes, it is.

Is it wrong that emergency rooms have to provide care to everyone who comes through their doors, without regard to having insurance? No, it is not.

Is it wrong that emergency rooms have to accept $0.20 on the dollar for that care given to persons without health insurance? Yes, it is.

Were the Democrats feeble when it came to discussing a national system of health care? Yes, they were.

Can a system of national health care be run like the Medicare program? Absolutely not.

Is there a solution to the problem? Yes, but no one is willing to explore it. Instead, Congress just creates a 2700 page document that no one has read from cover to cover, no one know exactly what is in there, but taken as a whole, it cannot be good, and they attempted to shove it down the throats of Americans (employed or not), businessowners, and insurance companies alike -- whether we asked them to or not.

Prior to March 23, 2010, the health care system in America was functioning (not perfectly) for 80% or more of all American citizens and legal residents. It was also footing the bills of illegal immigrants. There was a problem for about 40,000,000 persons, which Congress could have addressed alone. But it chose to completely overhaul a working system and turn it into something else.

Obama calls it "free" in many respects. But nothing is free in America, including many of our "freedoms." There is a price to pay, and the price of Obamacare, if the Supremes do not grind it all up and send it down the drain, the price to pay will be measured in trillions of dollars of new taxes at both the federal and state levels.

The price to pay will include raising the Social Security retirement age to 75 or 80 or 85, because they cannot afford to pay the benefits once promised to us all. Medicare will have to disappear, too, because that, in combination with Social Security and the Prescription Drug Plan (courtesy of the Republicans and GW Bush, but even Gore would have gotten that bill passed), is now responsible for a nearly $120,000,000,000,000 ($120 Trillion) UNFUNDED LIABILITY over the next 35 years -- and there is not enough money in America to fund that, even if the federal tax rate was 100% with no deductions for individuals or businesses.

Dig into the numbers ( start with www.usdebtclock.org ) and you will find them. This is not pie in the sky, it is the reality. America is doomed. Not a pleasant thought, but it is a real possibility.